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Americans who gets behind in their bank card payments and. This info is sent via a modem to your company that checks to see if your citicards my account was in good standing and it has enough credit available to hide the purchase. When cards were introduced, one from the reasons they raised digits was for processing. You must associate a backup credit or debit card along with your account before acquiring a Pay - Pal debit card. When plastic card bills go unpaid, the overdue balance. A charge card PIN (personal identification number) is often a 4-digit number used to create credit and debit card transactions.