How To Buy A Property In Portugal

To understand the financial crises that the world has been going through you need to understand what money is, so I start there. When taken up by beneficiaries that are natural persons, it includes mortgage credit, residential property leasing and consumer credit, under the applicable legal regime, for education purposes, including education and professional training. In the last year, UCI has kept positioning in Spain as one of the best specialists offering fixed rate mortgages.

If you require financing for a property purchase in Portugal or if you're interested in comparing your current loan conditions, speak to us as we offer a free and independent finance solution service that is determined to find you the best mortgage conditions on the market.

The vast majority of mortgages offered in Portugal are on a capital plus interest repayment basis. For some lending institutions, this rate is fixed for the entire life of the loan while for some other financial institution it is usually for a certain period during the life of the loan.

The London branch, established in 1973, is authorised by the Bank of Portugal and regulated by the Financial Services Authority for the conduct of UK business. RURAL PROPERTIES - some banks do grant mortgages for rural homes and we have identified those banks that offer most favourable conditions.

Quinta Finance mortgage advisors are UK qualified and through their well established relationships with all the major Portuguese lenders they are able to assist you in sourcing the best available mortgage offer and help you navigate your way through the mortgage process.

In the case of the three month Euribor rate, your mortgage repayments will be fixed for three months at the prevailing rate at the day you sign the mortgage deed, thereafter, every three months later the bank will apply the average rate of the three month Euribor rate to your mortgage from the previous month.

We work with many Portuguese banks to offer you the best customer service both at home and abroad to keep your financial monitoring as simple as possible. is an information website Algarve Property Facebook - all of our content is written by qualified advisors from the front line, for the sole purpose of offering great, relevant, and up to date information on all things mortgages.

What is true is that the number of banks that still offer mortgages to non residents have been reduces by about half. The Portuguese banks have struggled for funding in recent years and so are only approving very strong cases. Portugal Realty is a leading Portuguese real estate agent specialising in properties for sale in Portugal.

According to the BdP's latest figures for loans and bank deposits, Portugal's banks issued 810 million euros worth of residential mortgages to households, down from €919 million in July - which was already a decrease from the month before - but still quite a bit more than the €709 million granted in August 2017.

Our Portuguese mortgage specialists firmly believe in our motto ‘Financing Projects Enhancing Lives' and we will always endeavour to find the best financial solutions for you whether you are an experienced investor adding to your portfolio or somebody searching for your dream home in Portugal.